Payment Methods

Credit cards:

• Verify Credit Card - This allows the system to verify a customer's card by charging $1 to the card. Once the card is verified, the funds go back to the customer's card.
• Show Billing Address - Enable this option to show the billing address fields for credit card payments..
• Require Billing Address - Enable this option to make the billing information fields required.

Wallets:

Improve conversion and reduce fraud on mobile. Customers pay with a stored card or balance.

Please activate or disable the payment methods according to your policy.

Bank Transfers:

When accepting bank transfers with DCDial, you provide customers with a virtual bank account number that they can push money to form their own online bank interface or in-person bank branch. This virtual account number is used to automate reconciliation and prevent exposing your real account details to customers.

Bank Debits:

ACH Direct Debit payments enable customers to pay by providing their bank account details. Customers must accept a mandate authorizing you to debit their account and verify ownership of the account through instant verification or micro-deposits.

Payment method - ACH Debit:

• Verify Bank Account - Allows the system to authenticate bank account ownership and verify real-time account balances by requiring customers to connect their checking or savings accounts using bank credentials before making a bank transfer payment.
• Reconnect Notification - Enable this option to automatically notify the customer if their bank account credentials used for ACH payments are no longer valid. ACH payments scheduled using the bank verification feature require customers to maintain valid login credentials; otherwise, their scheduled ACH payments will decline.
• Allow Manual ACH - Check this option to allow payers to manually enter their bank account and routing number without having to connect their account using their login credentials.